When gold digger met sugar daddy...

This is an actual post that was on craigslist and has been making the rounds online... I find this the funniest thing ever! Firstly, I am in finance, and the analogies in the guy’s response are just classic.. Secondly, I think this is the best rebuttal for all the women who expect someone else to pay their bills..The guy is a bit mean in his response..but it is still funny! Someone once told me that I was ambitious, and the way they said it made me feel that ambition was a dirty word….My response to it was I am practical. I want to have a certain lifestyle, and I don’t expect someone else to provide it for me unlike this woman here…

The Question

What am I doing wrong?
Okay, I'm tired of beating around the bush. I'm a beautiful (spectacularly beautiful) 25 year old girl. I'm articulate and classy. I'm not from New York . I'm looking to get married to a guy who makes at least half a million a year. I know how that sounds, but keep in mind that a million a year is middle class in New York City, so I don't think I'm overreaching at all.

Are there any guys who make 500K or more on this board? Any wives? Could you send me some tips? I dated a business man who makes average around 200 - 250. But that's where I seem to hit a roadblock. 250,000 won't get me to central park west. I know a woman in my yoga class who was married to an investment banker and lives in Tribeca, and she's not as pretty as I am, nor is she a great genius. So what is she doing right? How do I get to her level?

Here are my questions specifically:

- Where do you single rich men hang out? Give me specifics- bars, restaurants, gyms

-What are you looking for in a mate? Be honest guys, you won't hurt my
feelings

-Is there an age range I should be targeting (I'm 25)?

- Why are some of the women living lavish lifestyles on the upper east side so plain? I've seen really 'plain jane' boring types who have nothing to offer married to incredibly wealthy guys. I've seen drop dead gorgeous girls in singles bars in the east village. What's the story there?

- Jobs I should look out for? Everyone knows - lawyer, investment banker, doctor. How much do those guys really make? And where do they hang out? Where do the hedge fund guys hang out?

- How you decide marriage vs. just a girlfriend? I am looking for MARRIAGE ONLY

Please hold your insults - I'm putting myself out there in an honest way. Most beautiful women are superficial; at least I'm being up front about it. I wouldn't be searching for these kind of guys if I wasn't able to match them - in looks, culture, sophistication, and keeping a nice home and hearth.


And this is the answer:
I read your posting with great interest and have thought meaningfully about your dilemma. I offer the following analysis of your predicament. Firstly, I'm not wasting your time, I qualify as a guy who fits your bill; that is I make more than $500K per year. That said here's how I see it.
Your offer, from the prospective of a guy like me, is plain and simple a cr@ppy business deal. Here's why. Cutting through all the B.S., what you suggest is a simple trade: you bring your looks to the party and I bring my money. Fine, simple. But here's the rub, your looks will fade and my money will likely continue into perpetuity...in fact, it is very likely that my income increases but it is an absolute certainty that you won't be getting any more beautiful!

So, in economic terms you are a depreciating asset and I am an earning asset. Not only are you a depreciating asset, your depreciation accelerates! Let me explain, you're 25 now and will likely stay pretty hot for the next 5 years, but less so each year. Then the fade begins in earnest. By 35 stick a fork in you!

So in Wall Street terms, we would call you a trading position, not a buy and hold...hence the rub...marriage. It doesn't make good business sense to "buy you" (which is what you're asking) so I'd rather lease. In case you think I'm being cruel, I would say the following. If my money were to go away, so would you, so when your beauty fades I need an out. It's as simple as that. So a deal that makes sense is dating, not marriage.

Separately, I was taught early in my career about efficient markets. So, I wonder why a girl as "articulate, classy and spectacularly beautiful" as you has been unable to find your sugar daddy. I find it hard to believe that if you are as gorgeous as you say you are that the $500K hasn't found you, if not only for a tryout.

By the way, you could always find a way to make your own money and then we wouldn't need to have this difficult conversation.

With all that said, I must say you're going about it the right way. Classic "pump and dump."

I hope this is helpful, and if you want to enter into some sort of lease, let me know.

Hello?

I don’t even know where to begin....Life has just been hurtling past in all directions.

For the last couple weeks I have been trying to stay afloat through stats, and I think I am going to be okay for the final. We have our management accounting final exam next Thursday, and since I have barely opened the textbook, this weekend is going to be accounting 24/7. Today we got back our accounting group assignment. We did alright, but we didn’t get the top mark. I personally don’t care about grades that much, however being a management accountant, I did feel a bit miffed. Considering all our numbers were right, and the only comment we got was ‘well done’. I did find out that the group that got the top mark did it last minute, the day before. ..people like that make me feel dumb..lol!

Onto more interesting things.. I signed up for a Rotman wide investment challenge. The challenge is to manage $30 million over five months, for a client of our choice. It is quite exciting; however it is a lot of work. We have to decide who our client is first, how we want to invest, devise a risk management strategy, and finally and most importantly decide what we are going to invest in.. That’s the fun part – picking stocks! After five months of monitoring and strategizing, we present our investment strategy. Interestingly, 40% of the mark will be based on our presentation and our defence of our chosen strategy. Only 10% of the mark is based on our portfolio’s return.

And if that isn’t enough to keep me busy, my little film project is finally taking off. I have been very quiet about it, but now that it seems a reality, I feel a bit comfortable sharing. The script is done, the director is in, and the lead actress is in. The filming schedule is set. The lighting, camera, sound, location.. its all coming together.

Advertising does work…

Have any of you seen the new Sun Life commercial featuring the song ‘Ordinary Miracle’ by Sarah McLachlan?

The very first time I saw the commercial, I was hooked. I recognized the song and the voice, but didn’t know the name of the song. I did remember the commercial and the fact that it was for Sun life.

Its brilliant advertising on their part: timing the feel good ad with Thanksgiving. I have been following Sun Life’s stock for a while, and it makes me want to buy the stock even more now!

It also ties to my current state of mind. I have decided to stop aspiring for a while, and just be. I am just going to enjoy mba school and not worry about missed opportunities, the post mba career, the massive debt on graduation, or whether I am in the right job currently.

I feel quite calm and at peace with all the areas in my life. I realized that you can’t rush anything in life. It’s okay to take a side seat and just enjoy the view. It doesn’t mean I don’t have future plans, but once in a while it’s good to follow the ‘just be’ philosophy, instead of ‘just do it’ one.

It’s a wonderful feeling when you reach this zen like state. Nothing anyone says can alter it. Let’s see how long it lasts! ;) lol.

Happy Thanksgiving!